Docksteader Lending

We are your simplified solution to financial freedom

We specialize in equity financing starting at $10,000.

Apply Now

We’ve always had this statement and we’re keeping our promise. Besides a customized solution and personal support, Docksteader personally ensures you get the help you need.

AT DOCKSTEADER LENDING WE GET RESULTS WHEN YOU NEED IT. NO REQUEST IS TOO SMALL.

Don’t let your income or credit hold you back from the financing your require, we can get you approved

We will lend money to you based on the equity in your home, so if your credit is hurt or you have low income we can still get your approved

We do not require income statements and your credit score does not affect your approval. We know you have worked hard to build equity in your home, let us access it for you.

OUR SERVICES

WE ARE ABLE TO FINANCE ANYWHERE IN BRITISH COLOMBIA

  • Consolidate Your Debt

    Are you financially overwhelmed by credit card debt? We can help. Credit card companies charge high interest rates and this comes with high monthly payments that are difficult to afford. We can help consolidate these debts into one low monthly payment, allowing you to get back on track. We can also assist with settling consumer proposals, so that you can begin repairing your credit.

  • Build Your Home - Construction Loans

    Whether you are about to break ground or require extra financing to help complete your home, give us a call today. We can set up short term financing to get you into your new home.

  • Vendor Take Back Mortgage

    We can assist if you are looking to purchase a home and don’t have the down payment. We can assist in a Vendor Take Back Mortgage to get you into your home.

  • Renovate Your Home

    Let us help you get the financing you need to turn your home into your dream home. Not only can you now finish your basement, or build the garage, kitchen or bathroom that you've always wanted, you can increase the value of your property at the same time.

  • Cover Loss of Income or Unexpected Expenditures

    Are you experiencing loss of income or have you come across unforeseen expenditures? We understand and we can help get you through the tough times even if you show no income. Let us create a loan that is right for you. We can customize a mortgage with low monthly payments to get life back on track.

  • Modular and Mobile Homes

    We can offer loans on modular and mobile homes.

  • Start or Expand Your Business

    Are you trying to start or expand your business? We can get you the capital you require on a payment structure you can afford. We can modify your mortgage to meet your specific needs and in some cases we can offer no payments for a year which will allow you to concentrate on building a successful business.

  • Commercial

    Do you own a commercial building? We offer commercial financing too. Take our no obligation application and get answers today.

FINANCIAL FREEDOM IS ONLY A PHONE CALL AWAY!

We’ve always had this statement and we’re keeping our promise. Besides a customized solution and personal support, Docksteader personally ensures you get the help you need.

DOCKSTEADER LENDING SOLUTIONS

Docksteader Lending Solutions is a BC-based private mortgage brokerage focused on helping homeowners access the equity in their homes in a straightforward, respectful, and transparent way. We’ve been working in this field for more 15 seven years, and over that time we’ve seen that most people aren’t just looking for a loan; they’re looking for financial freedom.

Unlike the large national companies, we aren’t built around a call centre. We don’t move people from one rep to another or push them through a system. When you work with us, you deal directly with the same person from beginning to end. There are no hand-offs and no rushed conversations. We get to know your situation properly before we make any recommendations.

We understand that private mortgages can feel confusing or unfamiliar. Most borrowers don’t work in this industry, we want you to fully understand what’s happening, why certain terms or structures matter, and what the real impact is on your finances. We explain everything in plain language and make sure you’re comfortable before anything moves forward.

Every mortgage we put together is shaped around the person, not a template. Some clients need short-term breathing room, some need debt consolidation, some are rebuilding, and some just want to take advantage of an opportunity. We look at the whole picture, think creatively, and build something that makes sense for your goals, your property, and your timeline.

Docksteader Lending exists to offer a realistic approach to private lending: consistent communication, clear conversations, and a process where you’re treated like a person, not a file number. That’s the difference we care about, and that’s the standard we hold ourselves to with every client who walks through our door.

Frequently Asked Questions

We can typically have a quote to you within 24 hours, from that time if you wish to proceed the funding process takes approximately 2 weeks.

Yes we require appraisals on all of our fundings.

We can direct deposit the funds into any major bank and some credit unions, if that doesn’t work for you we can draft a cheque and courier it to you. 

Yes we are registered with BCFSA in the Province of BC. 

Yes, we specialize in helping people get out of debt and fix their credit. 

We always try to have an end game plan, however we understand that sometimes not everything goes to plan. At the end of the term excluding any kind of unforeseen circumstances your mortgage would simply be renewed. 

A mortgage is any money secured against a title, the only major difference between the two is you can withdraw and deposit any amount at any time with a line of credit. A standard mortgage you will make a monthly payment.

We would like to establish a long term goal to ensure you can make your payments in the future but yes, we can help you out today. 

We certainly can, we understand that there are hiccups in life and we can see the long term goal to get you through this time. 

More Questions?

Send us an email below with your question and we will get back to you shortly.

Apply Now

We’ve always had this statement and we’re keeping our promise. Besides a customized solution and personal support, Docksteader personally ensures you get the help you need.